I paid off my mortgage – so why did my credit score plummet?

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Mar 3, 2026 - 07:45
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I paid off my mortgage – so why did my credit score plummet?

Paying off a loan can sometimes spook the algorithms that people’s calculate creditworthiness

My credit score dropped from well above average to well below average after I paid off my mortgage. As well as bizarre, it’s yet another example of how our lives are affected by arbitrary decisions made by faceless corporate giants.

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